On December 18, 2003, A.H. was driving home from his job at a local hotel. As he approached a flashing yellow light at the intersection of Ward Parkway and Baltimore, the defendant ran a red light and crashed into the side of A.H.’s van. A.H. was badly injured in the accident. When the police arrived at the scene, they determined that the other driver was drunk. Suit was filed and settled shortly thereafter for the insurance policy limits of $150,000.00.